Ryan Augustine, CRM, CIC, CLCS, CAWCAccount Executive Hometown: Springfield, IL Words to live by: "An investment in knowledge pays the best interest." Benjamin Franklin College: Benedictine University Awards and Recognition: 2019 TROXELL Employee of the Year 2020-2022 Selective CX Council Member Check out Ryan's Blog posts: Replacement Cost Vs. Market Value HO-3 vs. HO-5 Homeowner's Insurance Policy: What is the Difference