Umbrella Insurance

When it rains, it pours.

Just like an umbrella in the pouring rain, an Umbrella Insurance policy also provides an extra layer of protection that you need. 

What is a Personal Umbrella?

A personal insurance umbrella is a type of liability insurance that provides additional liability coverage above and beyond the limits of the policyholder's underlying insurance policies, such as homeowners insurance or auto insurance. Umbrella insurance is designed to protect the policyholder from the financial consequences of a covered liability loss, such as a lawsuit.

Most individuals are at risk of coverage gaps if they don’t have a Personal Umbrella policy in place. Most likely, if you:

  • Own a dog
  • Have a pool
  • Drive a vehicle
  • Entertain guests at home

You may be at risk!

What if an accident happens at your house and you are held responsible?  Your Homeowner’s Insurance only covers a certain amount of the charges held against you and then YOU pay the difference out of your pocket.

Already have a Personal Umbrella Insurance policy?  Contact TROXELL to make sure you have enough coverage to protect you in the future.

What is UM/UIM coverage and how can an umbrella policy enhance it?

Learn More

Our clients are happy and you can be too!

"If I ever need a question answered or have any issues with insurance, I always hear back from my agent within the same day, giving me incredible peace of mind and making me feel very valued as a client."


"The entire TROXELL staff is always willing to go above and beyond to ensure the customer is satisfied. You take the time to get to know your clients and build relationships, which in turn helps you better understand the needs of your customer and provide excellent customer service."

Need an Umbrella Insurance Quote?  Get started here.