Rental Property Insurance Make sure your rental properties are covered, whether empty or not! If you own rental property or vacant buildings, consider Rental Property Insurance (also referred to as Landlord Property Insurance or a Dwelling Policy). This coverage is different from a typical homeowner’s policy. It protects your investment as a landlord by covering your units as well as your liability as a landlord. Your coverage can and should include: The main structure and major appliance of the building in the event of a loss. Protection for yourself if someone files a lawsuit against you for bodily injury or property damage at your location. Above and beyond what your homeowner’s policy would include. Know the difference and discuss with a TROXELL agent the replacement cost versus the actual cash value. Don’t get caught without coverage. Prevent the loss of rental income with landlord property insurance to cover your investments. Call a TROXELL expert today!