Winter Storm Safety Tips: Protect Your Home, Auto, and Business

11/28/2025

Winter storms can bring heavy snow, ice, and freezing temperatures that put homes, vehicles, and businesses at risk. Here are some winter storm safety tips to help you stay safe and minimize damage:


Home Protection Tips

  • Insulate pipes: Prevent freezing and bursting by wrapping exposed pipes and keeping a slow drip during extreme cold.
  • Clear gutters and roofs: Remove snow and ice buildup to avoid leaks or structural damage.
  • Check heating systems: Schedule maintenance before the storm to ensure reliable heat.

Auto Safety Tips

  • Keep your tank full: Reduces condensation and prevents fuel line freeze.
  • Emergency kit: Include blankets, food, water, and a phone charger in your car.
  • Avoid driving: If conditions are hazardous, stay off the roads whenever possible.

Business Preparedness

  • Protect inventory: Move valuable items away from windows and doors.
  • Backup power: Consider generators for critical operations.
  • Communicate with staff: Share emergency plans and remote work options.

Filing a Claim Over a Weekend

If a storm hits on Saturday or Sunday:

  • Document everything: Take photos of damage immediately.
  • Secure property: Prevent further loss (e.g., cover broken windows).
  • Contact your insurer online or via app: Most carriers offer 24/7 digital claim filing.
  • Save receipts: For temporary repairs or lodging—these may be reimbursable.

Troxell is here to make sure you have the right coverage at the right price, when and where you need it. As an independent agency, we work with multiple insurance carriers to find the right blend for each client because when it comes to insurance, there is no one-size-fits-all policy. We customize your coverage to meet your specific needs and will review your policy with you to help make updates as your needs change. Are you concerned you don't have the right coverage? Contact us to review your policy here or call our main office at (217)528-7533