Life Insurance Needs Calculator As insurance experts, we know that you need Life Insurance. We want to make sure your loved ones are covered properly. Take a minute to calculate your needs for life insurance. We then can show you how affordable Life Insurance truly is. "86% of people say they haven't bought Life Insurance because its too expensive, yet they overestimate its true cost by 2 times." Contact our team today so we can discuss your options in order to protect your loved ones.