Are your valuables covered properly?

2/26/2019

insure your valuables


Whether you received something nice for the holidays or you own a few collectibles, you need to make sure these items are covered properly. Your standard homeowners policy typically does not cover the full amount of lost or stolen items. So what should you do to make sure you are insuring your valuables properly? Central Insurance Companies created a quick 101 for insuring your valuables, check it out below!

Here are 4 steps to insure your valuables:

1)  Take inventory of your possessions by writing them down, creating a quick a video, or capturing pictures of your items.

2)  Note the value of the items or get an appraisal from a qualified professional.

3)  Give your insurance agent your review of your personal possessions and continue to update them with anything new you may inherit or purchase.  

4) Talk to your insurance agent and add a scheduled personal property endorsement. This provides broader coverage for your possessions.

We can't stress to you enough how important it is to add this type of endorsement onto your policy and to continually update your agent on any new items. The more you communicate, or in this case, over communicate with your agent, the better!

Not sure if you are covered properly? Contact our team today at 217-528-7533 or e-mail info@troxellins.com.


This article was written by:

Alysse Hewell

Alysse HewellALYSSE IS THE MARKETING DIRECTOR AT TROXELL.  OUTSIDE OF WORK, ALYSSE ENJOYS SPENDING TIME WITH FRIENDS AND FAMILY, TRAVELING, AND COOKING.  CONTACT ALYSSE AT 217-321-3222 OR AHEWELL@TROXELLINS.COM

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